What is ledger balance:

It's the total of all a bank account's transactions. It also equals the sum of all credits credited to a certain account.

Withdrawals, deposits, sales, purchases, check payments, debit card swipes, wire or bank account transfers, money market fund deposits or withdrawals, automated clearing house debits, investment sales and purchases, any payable transaction/receivable, or any loan you've provided to your clients can all be included in your ledger balance.

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